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James is 35 years old and lives in the town of Iganga in the Iganga region of Uganda. He is married and has two children, who are both currently in school. For the past one year, James has been working hard to manage his retail shop, which sells sugar, salt and cooking oil.

To help expand his business, James has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to increase his stock of essential commodities such as milk, cooking oil, sugar and salt to attract more customers. This will help James to generate greater profits and pay school fees for his children. James hopes that in the future, he will be able to build a commercial house.

James is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like James who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,659.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped James to increase stock of essential commodities such as milk, cooking oil, sugar and salt to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 20, 2012
Currency Exchange Loss:
Jan 19, 2014