Maria Erbina is 62 years old. She's married and has a son who lives with his parents in the rural community of El Jobo, in the canton of Ventanas, province of Los Ríos.
She's a member of the "Nuevo Jerusalén" communal bank, which is located in the rural community of El Jobo, in the canton of Ventanas. The communal bank works in farming and raising animals.
Maria Erbina works in agriculture and grows corn and rice. With the loan she'll be able to purchase supplies such as fertilizer, compost and insecticide in order to avoid pests and diseases. She buys the supplies in the town of Ventanas. The loan helps her to increase her profits and expand her crop.
Her dream is to have enough money to buy a house and a larger plot of land in order to keep on growing her crops.
In her free time, she enjoys cleaning the house.
Maria Erbina tiene 62 años de edad de estado civil esposa tiene un hijo vive con los padres en el Recinto EL JOBO perteneciente al Canton Ventanas Provincia de Los Rios.
Pertenece a la Ventanilla NUEVO JERUSALEN se encuentra ubicada el el recinto EL JOBO, perteneciente al canton Ventanas se dedica a labores agricolas y pecuarias.
Maria Erbina se dedica a la agricultura a la siembra de maiz y arroz. Con el credito podra comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El credito le ayudado para aumentar los ingresos y los cultivos.
El sueño es tener dinero para comprar una casa y mas terreno para seguir sembrando.
En los tiempos libres le gusta limpiar la casa.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!