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Update on Nzadze

Happily seated at her business, Nzadze narrates that her business is doing well and that she has been able to increase the products she offers. She is a very hardworking woman who wakes up very early in the morning and goes to the municipal market to look for fresh products. Thanks to her efforts and determination, she has moved a very big step ahead. Nzadze is taking out another loan to expand this business. She wants to increase her stock by purchasing more fruits and vegetables. This way, she is sure to continue getting income to support her family.

Previous Loan Details

Nzadze is a widowed woman with two children, one of whom attends school. She owns a house that has neither electricity nor piped water. Nzadze's greatest monthly expense is school fees. For the past four years, Nzadze has operated a grocery business, selling at the market to her neighbors and... More from Nzadze's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 708
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Nzadze to purchase sacks of green vegetables, tomatoes, potatoes and onions for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 20, 2012
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Nzadze. It was first posted on Kiva on Jan, 2012. Learn More