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Gift Group
In this Group: Salomey, Gifty, Rose
Gift Group consists of three partners, all from Teshie. They are Gifty, Salomey and Rose, who sell groceries, waakye (rice and beans cooked together with stew), and bags, respectively.

Gifty is 37-year-old provisions seller, who is married to Stephen, a 46-year-old mason. They have two children, who are both in school. She needs her portion of the loan, GHC 1,000, to buy more groceries to sell to her customers and to help her husband take good care of their children’s education.

She has been in this business for the past nine years and is doing very well. She has very loyal and truthful with respect to the loans she took from ID Ghana, and she is now applying for her sixth loan, to meet her customer demand.

Gifty, Salomey and Rose need an amount totaling GHC 3,900, to expand and buy more goods to meet the demand from their customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gift Group's $2,075 loan helped a member to buy groceries to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 20, 2012
Currency Exchange Loss:
Jun 17, 2013