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Anna is 41 years old and lives in Sevan city with her husband, two daughters, and a son. Her husband works as a court clerk. Anna graduated from Yerevan State University, in the field of geography. Since 1993 she has been working in Sevan secondary school as a teacher. She teaches geography, natural sciences, and social science. Anna’s family is also engaged in agricultural activities. They have cows and calves. Her son and younger daughter now study in secondary school. Her elder daughter is a student at the State Armenian University of Economics in the Management Department.
Anna is asking Kiva lenders for a 225,000 AMD loan to pay her younger daughter's tuition fees.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 99
    View loans »
    Armenia Loans Fundraising
  • $13,984,325
    Funds lent in using Kiva
  • 407.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Anna to pay her younger daughter's tuition fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 19, 2012
Currency Exchange Loss:
Dec 17, 2013