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Gazmend is a hard-working Romani man who has gained respect from all who have known him. He is a 36-year-old father of a 4-year-old son. They are both photographed here. He is a loving husband, father, and son to his parents according to his wife and others.

He lived and worked in Greece for years until recently, when he came back to live in his homeland, a major city in central Albania. While in Greece, he learned construction trades and has since been practicing the same profession. Because of the reputation he has gained as a trustworthy, reliable, and kind man, he’s always been working.

Gazmend now needs a loan to repair the leaky ceiling in his home.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 28
    View loans »
    Albania Loans Fundraising
  • $2,878,025
    Funds lent in using Kiva
  • 106.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Gazmend to repair the leaky ceiling of his tiny one-room family home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Dec 19, 2012
Currency Exchange Loss:
Jul 17, 2014