Lalita is 32 years old and lives in Bhaura-04 vdc of Bara district with her husband Ram and two daughters. They have been involved in hair cutting business (salon) in Kaliya.
Lalita has requested a loan of 40,000 Nepal rupees (NPR) to upgrade the salon to make it nicer and attractive so her customers are more satisfied. Her husband, Ram, has over 15 years experience in hair cutting. He generally makes a profit of 5,000 NPR, which has allowed him to purchase a small plot of land and pay for their daughters' educations up to the 10th class.