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This motivated and capable woman has been developing her business of sewing women's clothing for over five years. Her name is Kholida. She is 30 years old, married, and has three children. Her husband earns a small salary and he isn't in a position to fully provide for the family. Kholida must meet her own expenses, as well as provide clothing and schooling for the children.

In order to develop her business and earn a larger income, Kholida works very hard. Because of her good service, she has a large client base. However, many of her competitors have embroidery machines and many people prefer seamstresses who are able to embroider. If Kholida doesn't also buy an embroidery machine and offer this service, she will lose all her clients. She needs an embroidery machine, but her income isn't enough for her to buy one. She is requesting a loan of 3,500 somoni (TJS) to buy an embroidery machine. She is relying on you and your kindness.
View original language description ↓
Мотивированная и умелая женщина более 5 лет развивает бизнес в сфере шитья женских одежд. Ее зовут Холида. Ей 30 лет. Она замужем и на воспитании имеет 3 детей. Ее муж получает маленькую зарплату и не в состоянии обеспечить семью. Холида должна справляться своими расходами сама, а также она обеспечивает детей одеждой и образованием. Для развития бизнеса и получения больше дохода, Холида упорно работает. Благодаря хорошему сервису, она обладает широким кругом клиентов. Однако ее конкурентки имеют вышивальную машинку, и многие клиенты предпочитают услугу портних, которые делают вышивки на их платьях. Если Холида тоже не будет покупать вышивальную машинку и не предоставить такую услугу, то она потеряет всех клиентов. Она нуждается вышивальной машинки, но ее доход не позволяет ей купить это. Она запрашивает займ на сумму 3500 сомони для покупки вышивальной машинки. Она надеется на вас и вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 184
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Kholida to buy an embroidery machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 20, 2012
Currency Exchange Loss:
May 17, 2013