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Samvel is a 53-year-old farmer from Khndzoresk village in the Syunik region. He breeds cattle and cultivates wheat, tomatoes and beans. He does his best in order to get a good harvest.

He has applied for this loan to purchase 15 lambs. This will help him to increase his agricultural activity and get a high income.

Samvel lives with his wife, Lusya, who helps her husband with the farm. The loan is very important for Samvel and his wife to get income and cover their daily costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 109
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Samvel to buy 15 lambs.
86% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 19, 2012
Currency Exchange Loss: