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Njira

Update on Njira

Njira’s business has witnessed great progress over time. The income helped Njira provide for her children's education well.

Njira desires to improve the operations, including the duration of work and the amount of food cooked, and this requires more money. She is therefore applying for a loan of 26,300 Kenyan shillings (KES) to purchase additional foodstuffs like flour and cooking oil, and also utensils, etc.

Njira believes this will increase the overall income from the business.

Previous Loan Details

Njira is a resident of Likoni. She is married and runs a food café, which has been in operation for two years. She started this business with a capital investment of $40 and has grown it to about $110 in two years. Njira is applying for a loan of 10,700 KES in order to purchase foodstuffs e.g ... More from Njira's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 994
    View loans »
    Kenya Loans Fundraising
  • $40,863,875
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Njira to purchase foodstuffs such as flour and oil, and also utensils, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2012
Listed
Dec 19, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013
This photo was used before for a previous loan for Njira. It was first posted on Kiva on Apr, 2012. Learn More