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Harutyun is a young farmer from Verishen village. He is 25 years old and is involved in agriculture. He keeps livestock which currently includes two cows and two pigs. Harutyun also has a plot of agricultural land where he cultivates tomatoes and beans.

Harutyun lives with his mother and sister and is the only bread winner for the family. He has applied for this loan to expand his farm. With the requested amount Harutyun will purchase 16 pigs and three calves. He plans to grow and fatten them and resell them for a higher price. This will enable him to earn a high income and cover the family's daily expenses.

This loan is very important for Harutyun to earn a high income and be able to ensure better living conditions for his mother and sister.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 122
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Harutyun to pay for 16 pigs and three calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 19, 2012
Currency Exchange Loss:
Jan 17, 2015