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Naira is 36 years old. She lives with her husband in the small village of Akhmeta district, East Georgia. The family runs an agricultural business. In particular, they have three milk cows and a calf. The milk is used in cheese production. Naira sells cheese locally in an open market at a good price. They also have a vineyard and sell wine locally. Naira is a very hard-working woman and has rich experience in her business.

Naira has requested a loan for purchasing calves. After purchasing calves she will be able to expand her dairy business. This will increase the income of the family. With the increased income they will be able to improve their living conditions. Naira awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $7,931,175
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Naira to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2012
Dec 19, 2012
Currency Exchange Loss:
Jan 18, 2014