This is Michelle, 33, a resident of Dasmariñas, Cavite, Philippines. Single, she lives with her parents and helps them manage their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Michelle sells ice scramble. In a tropical country like the Philippines, Filipinos thought of different foods to beat the heat. Ice scramble is just one of those foods. She is also into a direct-selling business for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 400 PHP in sales every day.
To help her continue operations of her business, she is requesting a 20,000 PHP loan. She will be utilizing the loan to buy ice, different candies, and chocolates needed in her business. She expects a boost in her business income as she expands her business.
Michelle dreams to have a good future. She faithfully meets up with her co-fellowship members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.