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Kwagalana Group
In this Group: Susan, Justine, Rebecca, Irene, Pauline, Moses, Andrew, Margret, Annet, Moreen, Japyeri, Annet
Annet is a 25-year-old single mother who started a hairdressing business in Nansana, a suburb of Kampala, after dropping out of school when her disabled single mother failed to take her for further education. She then decided to start working as a hairdresser, a job she has done for over four years.

Annet has recently been enrolled in a UGAFODE group, where she has applied for a loan of 200,000 Ugandan shillings to buy hair relaxer oil and artificial hair for her salon business. She will be able to make some good profits since most women will be treating their hair to look good during Christmas. Her dream is to buy a plot of land and build a house where she can stay with her disabled mother.

Annet is the second from left in the first row.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 260
    View loans »
    Uganda Loans Fundraising
  • $31,047,900
    Funds lent in using Kiva
  • 2,665.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kwagalana Group's $1,525 loan helped a member to buy cosmetics, artificial hair and hair oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 19, 2012
Currency Exchange Loss:
May 19, 2013