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Pudak Sari Wangi Group
In this Group: Ni Luh, Ni Ketut, Ni Wayan, Ni Ketut, Ni Kadek, Ni Luh, Ni Luh, Ni Ketut, Tri Parman
It is common in Bali for women to raise pigs at home in order to supplement the husband's income. Apart from farming, raising livestock, especially pigs, can help meet the needs of daily life. There are several obstacles to developing the business, such as limited knowledge of business management as well as limited access to capital. To overcome these problems, the Pudak Sari Wangi group was created to communicate among members and to acquire funding.

Ni Luh is 47 years old and is the head of the Pudak Sari Wangi group, which runs a pig breeding business. To increase the bussines, Ni Luh invited group members to participate in loan programs for small businesses from MUK. This loan will be used to buy two piglets and feed. In a period of five months, pigs are ready to sell. The advantage gained from this effort will be used entirely to support the family economy.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,635.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pudak Sari Wangi Group's $1,425 loan helped a member to buy two piglets and feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2012
Dec 19, 2012
Currency Exchange Loss:
Jul 18, 2013