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This is 38 year-old Lamrana. She is a widow, and has four children aged 20, 18, 15, and eight years. All are school-going children. In 1992, Lamrana established her rice, beans, millet, and groundnut business. She began her business because her father did not value a female child's education then. Being that her mother was a trader, she had to join her trade because she did not have the opportunity to go to school. Working seven days a week and 11 hours a day, she earns about Le 684,000 every month from this business. She would like a loan in the amount of Le 4,500,000. Lamrana has already received and successfully repaid three loans, and now requires a new loan in order to buy groundnut - 5 bags @ Le 350,000, millet - 5 bags @ Le 320,000, beans 2 1/2 bags @ Le 575,000. In the future, Lamrana plans to finish her incomplete building and educate her school-going children to whatever level they choose. Shortage in supply of goods and changes in prices are her major problems. She is hardworking and committed to her business. The loan will help her achieve her future plans because she will be able to buy more stock, which will yield profit for her. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,349.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Lamrana to buy more local food stuffs for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 18, 2012
Currency Exchange Loss:
Nov 17, 2013