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Yon is 54 years old. She is widowed and resides with five children in Takeo Province, Cambodia. She is a Khmer noodle vendor who makes an income of $4 daily. She has been operating the business for over ten years. Four of her children are employed in garment factory. They earn about $15 each day.

Due to lack of funds, Yon is requesting a loan of $1200 to purchase construction materials to finish building her house. This money will help her obtain a comfortable house for her family. In the future, she would like to expand her business and help her youngest child earn higher education.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yon to purchase construction materials to finish building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013