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This is 34-year-old Adiza. She is married and has two children, aged 17 and 13 years. One is a school-going child. She has one additional dependent, who lives with her because she assists in his schooling and accommodation.

In 2007, Adiza established her clothing and home product business, which sells shirts, jeans, nappies, knickers, wrappers, towels, powder, bedspreads, creams, and other products. She began her business because she stopped schooling in Class V and has a health problem. She used to assist her mother in operating her business. She later married a contractor who established a small business stall for her. Working six days a week and nine hours a day, she earns about Le 1,950,000 every month from this business.

Adiza would like a loan in the amount of Le 4,500,000. She has already received and successfully repaid one loan, and now requires a new loan in order to purchase jeans (eight dozen @ Le 360,000); skirts (five dozen @ Le 300,000); and blouses (10 pieces @ Le 12,000). In the future, Adiza plans to build a house, acquire a shop, educate her children and improve her family's standard of living. This loan will help her to earn more income. She is hardworking and honest. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 31
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,349.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Adiza to buy more clothing for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 18, 2012
Currency Exchange Loss:
Nov 17, 2013