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Maria Genara
María Genara is 52 years old and lives in the town of Chinandega, located in the western part of the country. She is a single mother of two children who are 27 and 32 years old. María is characterized as a responsible and hard working woman who has a great desire to improve herself personally. She has a convenience store located in her house, which she has had for 10 years when she started making a living with this business. A "pulpería" is a small store that sells daily consumption products in small quantities including coffee packets, shampoo packets, cigarettes sold individually, rice, sugar, oil, soap, eggs, salt, beans and bread.

She began the business with the goal to have a job so that she could take care of herself and support the household expenses. The loan's purpose is to invest in working capital and stock the business in order to satisfy her customers. María has worked with the Foundation and has demonstrated her responsability in paying on time and in full. María Genera is thankful to the Kiva investors for providing support to those of scarce resources in poor countries like Nicaragua so that they can have a dignified form of working.
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María Genara de 52 años de edad de la localidad de Chinandega, lugar que está ubicado en la zona de occidente del país, madre soltera con dos hijos mayores de edad de 27, 32 años. María se caracteriza por ser una mujer responsable, trabajadora, con ganas de superación personal. Ella tiene por actividad económica una pulpería ubicada en su casa de habitación desde hace 10 años que se dedica a dicha actividad. Una pulpería es una pequeña tienda que vende productos de consumo diario y en cantidades pequeñas como sobre de café, sobre de champo, cigarros por unidad, arroz, azúcar, aceite, jabón, huevos, sal, frijoles, pan. El negocio inicio con el objetivo de tener una fuente de trabajo para mantenerse y ayudar con los gastos del hogar. El objetivo del préstamo es invertir en capital de trabajo y surtir su negocio para satisfacer a sus clientes. María ya ha trabajado con fundación y ha demostrado su responsabilidad de pago en tiempo y forma. María Genera agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Maria Genara to invest in working capital and stock her convenience store with basic consumption products including coffee packets, shampoo packets, cigarettes sold individually, rice, sugar, oil, soap, eggs, salt, beans and bread.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 18, 2012
Currency Exchange Loss:
Feb 17, 2014