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Inmaculada Concepcion De Qosqo Ayllu Group
In this Group: Paulina, Maria Del Carmen, Cesaria, Benigna, Mario, Josefa, Ayde*, Griselda*, Marleny, Nelia
* not pictured

Update on Inmaculada Concepcion De Qosqo Ayllu Group

These borrowers belong to the “INMACULADA CONCEPCION DE QOSQOAYLLU” ["Immaculate Conception of Qosqo Ayllu"] communal bank. This bank is located in the district of Calca, which belongs to the province of Calca, in the department of Cusco.

The featured borrower is Paulina. She is 36 years old, with a live-in partner and 2 children. She works in her business raising animals. She raises pigs and guinea pigs. She lets them grow and fatten up, and later she sells them in the various markets. She works from 8:00 a.m to 4:00 p.m, She has dedicated herself to this business for 2 years, and it is going well for her. In her free time, she likes to go out for walks with her children. Her dream is to have a sales stand where she can sell the animals. She is requesting the loan to buy pigs and guinea pigs, as well as feed for the animals.

The other members dedicate themselves to businesses such as selling livestock, selling animals, running a grocery store, and selling food.

This borrower is grateful to those who are participating in her dream through this mechanism, and she is committed to making her payments on schedule.
View original language description ↓
Los socios pertenecen al banco comunal “INMACULADA CONCEPCION DE QOSQOAYLLU”; Este banco se ubicada en el distrito de Calca, perteneciente a la provincia de Calca y departamento de Cusco.
La socia es la Sra. Paulina ella es conviviente y tiene 36 años y tiene 2 hijos; La socia trabaja en su negocio de crianza de animales, la socia cría cuyes y chanchos, la socia los hace engordar y crecer y luego los vende en las diferentes ferias, la socia trabaja desde las 8:00 a.m hasta las 4:00 p.m,la socia se dedica a este negocio 2 años y el está yendo bien, en sus tiempos libres a la socia le gusta salir a pasear con sus hijos , el sueño de la socia es tener un local donde pueda vender los animales. La socia solicita el préstamo para comprar cuyes y chanchos y alimentos para los animales.
Los otros socios se dedican al negocio de venta de ganado, negocio de venta de animales, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

A group of friends and neighbors formed the 'Inmaculada Concepcion de Qosqo Ayllu' community bank in Qosqo Ayllu, a community in San Salvador district, Calca province, Cusco department. The members of this bank are always looking for opportunities to make progress in life and, through their dail... More from Inmaculada Concepcion De Qosqo Ayllu Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Inmaculada Concepcion De Qosqo Ayllu Group's $3,375 loan helped a member to buy pigs and guinea pigs, as well as animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Jun 17, 2013