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Félix is 44 years old, married, and lives together with his wife and three children. He plans to use his loan to buy three dairy cows so that he can start a dairy farm business. He would like to start this new project together with his children so that they can all make progress in life. Félix would like to make as much profit as he can so that he can ensure his family's well-being and further develop his dairy farming business. This is Félix's first loan from FUDECOSUR. He has not received any previous loans from state banks. FUDECOSUR have provided him with a loan with better terms and a much lower interest rate.
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Félix tiene la edad 44 de años, está casado y vive con la esposa y tres hijos. El pretende con el crédito realizar la compra de tres vacas de leche para iniciar con el proyectó de ganado de leche. El desea iniciar con este nuevo proyecto junto con sus hijos con el afán de poder salir adelante. El quiere generar la mayor cantidad de ganancias para su bienestar y la de su familia y crecer con el proyecto de ganado de leche. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

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More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 500.2
    Costa Rica Colones (CRC) = $1 USD