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Kihayura Twekambe Group
In this Group: Paulina, Margalita, Teopista, Yoweri, Joseph, Faustina, Vincent, Peter, Sperenta, Gaburiela
Story given by Yoweri, standing on the extreme left, with a bag.

Yoweri is a married man, age 45, who has four children. All of them are school going. He is a produce dealer (maize and beans). He does both the growing and selling. He started this in 2007, in order to increase the family income so that he can educate the children.

Yoweri wants a loan of 500,000 UGX to add produce to the business, since the season is on and demand is high. His major customers are residents of his area and its outskirts, where he operates the business. He hopes that, if given this loan, he will be able to expand the business and use the profits to improve the living standard of the family. He wants to build a permanent, residential house and educate the children.

His major challenge is limited capital, plus transporting the produce from the village to the market. He would like the financial services to be provided to his group, whenever there is need for them.

In the photo is the whole group, even though some members are not taking part of this current loan. They signed and consented to have their photos published as a sign of solidarity, since the loan will help members of their group.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 187
    View loans »
    Uganda Loans Fundraising
  • $31,394,250
    Funds lent in using Kiva
  • 2,665.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kihayura Twekambe Group's $1,075 loan helped a member to buy maize and beans, for planting and for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 18, 2012
Currency Exchange Loss:
May 19, 2013