Jane is a married woman. She has 5 children. She describes herself as a jovial, hard-working woman. She operates a grocery store where she sells green maize. Her business is located at a viable shopping area, and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the loan of 5800 Kenyan Shillings (Kes) to buy a solar lamp that will be used by her five family members for lighting at night. Her business goal is to improve the business within 5 years. She hopes that in the future, she will improve her family's standard of living. Previously Jane took a loan of Kes 70,000, which she managed to repay successfully.