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Carlos Dario
When Carlos and his wife became unemployed and without an income four years ago, they decided to look for alternatives to pay the household expenses, where they have three children, from ages eight to ten. Initially they bought a cellular plan and decided to sell minutes to their neighbors who would travel to faraway places and wanted to be able to communicate. With this business, and by watching their market, they got the idea to rent our washing machines so that families could have the means to wash clothing in their homes.

Carlos tends to his business from 8:00 am to 6:00 pm, Monday to Friday. He wants to grow it and increase his income in order to benefit his family. He provides his rental services via telephone and he sends his washers to where they are needed and picks them up in accordance with the number of hours agreed to. He is asking for a Kiva loan, his first through Fundación Mario Santo Domingo, with which he will acquire plans offered by phone service providers. He will also buy more washing machines, because his number of customers is increasing and many of them can’t access the service because the machines are rented out when they need them. He loses the opportunity to increase his revenue and earn a little more. His dream of prosperity includes having a home of his own and strengthening the business. He knows that by focusing on growth, many of his goals are within reach.
View original language description ↓
Cuando Carlos y su esposa hace 4 años, quedaron desempleados y sin ingresos, debieron buscar alternativas para responder a los gastos de su hogar, en el que existen 3 hijos en las edades de 8 a 10 años; Inicialmente compraron un plan de celulares y decidieron vender minutos en su barrio a los vecinos, que se trasladaban a lugares no muy cercanos para lograr comunicarse. Con este negocio y observando su mercado le surgió la idea de alquilar lavadoras, para que las familias satisfacieran las necesidades de mantener limpia la ropa del hogar, con menos esfuerzos y sobre todo resguardados del candente sol de Caribe. Carlos atiende si negocio desde las 8 de la mañana hasta las 6 de la tarde y de lunes a domingos, con el fin de hacerlo crecer y aumentar sus ingresos, para beneficiar cada vez más a su familia. El servicio de alquiler de máquinas lo realiza vía telefónica la solicitud y el envía sus lavadoras donde la necesiten, para posteriormente ir por ellas de acuerdo a las horas pactadas en la solicitud. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual adquirirá planes ofrecidos por operadores de teléfonos y comprará más lavadoras, debido a que su clientela se ha incrementado y muchos de ellos no pueden acceder al servicio, porque se las maquinarias estas alquiladas cuando lo requieren , perdiendo así posibilidades de aumentar sus ingresos y ganar un poco más. Su sueño de prosperidad es tener su propia casa y fortalecer su negocio cada vez más, pues sabe que apuntándole a su crecimiento muchas de sus metas son probables de lograr.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 269
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,797.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Carlos Dario to buy washing machines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Dec 18, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014