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Bermet is 57 years old, married, and she raised four children. With the collapse of the USSR, difficult times began for everyone, and each chose his own way to provide food for his family. Having received her own plot from the collective farm in 1990, Bermet began a business in animal husbandry and farming with 3,000 som (KGS). Today, Bermet has three milk cows, six sheep, and 3.42 hectares of irrigated land where she grows wheat, sainfoin, and potatoes. Nowadays, Bermet's main priority is to provide her children with a firm foundation.

With plans to further develop her business, Bermet applied to Bai Tushum & Partners for a loan of 100,000 som (KGS) to buy sheep and bulls, which she will fatten and later sell. Bermet plans to invest the profits in further growing her business and in building a home on her own land.
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Бермет 57 лет, замужем, воспитала 4 детей.После развала СССР, настали тяжелые времена для всех и каждый выберал свой путь обеспечения семьи едой. Получив свой участок и коллективного колхоза в 1990 году Бермет начала занимается животноводством и полеводством, начав этот бизнес с 3,000 сом (KGS). На сегодняшний день в хозяйстве Бермет имеется 3 дойная корова, 6 овец, 3,42 га поливной земли где ежегодно сеет пшеницу,экспарцет и картофель. Приоритетной целью на сегодняшний день для Бермет, создать необходимую материальную базу для детей. В целях дальнейшего развития своего бизнеса, Бермет обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец и бычков, для откорма и последующей реализации. Доходы Бермет планирует вложить в дальнейшее увеличение хозяйства и построить дом на своем участке.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Bermet to purchase sheep and bulls.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 19, 2012
Currency Exchange Loss:
Dec 17, 2014