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Update on Vitaliy

Vitaliy is from Khoost. He sells women's shoes and clothes locally. Vitaliy used to travel village to village selling, but he bought a stall for 14,000 hryven (UAH) at the local market that is not equipped for travel.

Vitaliy needs 20,000 hryven in order to buy inventory for the winter season. Vitaliy hopes to invest the profit he earns in developing his business and in his eldest daughter's education. Vitaliy loves his family very much and he makes sure that they have all the necessities.
View original language description ↓
Виталий – из Хуста. Он торгует женской обувью и одеждой в своём регионе. Раньше Виталий занимался выездной торговлей по сёлам. Потом купил стационарно оборудованное место на одном из рынков своего города, заплатив за него 14 000 гривен.
Виталию необходима сумма в размере 20 000 гривен для того, чтобы приобрести зимний товар по сезону. Полученную прибыль Виталий надеется вложить в развитие бизнеса и образование старшей дочери. Виталий очень любит свою семью и заботится о том, чтобы у них было всё необходимое.

Previous Loan Details

Vitaliy and his family live in the city of Khoost, Western Ukraine. The town is small, many people are engaged in small businesses as this is the only way to survive for those who did not go abroad to earn money. Vitaliy rents a store on one of the local markets and also sells in the villages doi... More from Vitaliy's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Vitaliy to buy inventory for the winter season.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 19, 2012
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Vitaliy. It was first posted on Kiva on Jan, 2012. Learn More