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Babulia lives in Georgia's Kaspi district. She is 54 years old and shares her home with a daughter and a son. Both of her children work for small monthly salaries, her daughter as a nurse. Babulia earns a living by running a small dairy farm with two milk cows, whose milk she uses to make cheese which she sells at the local open market. She works hard to set aside some savings and improve the living conditions of her family. Babulia is requesting this loan to buy an additional cow so that she can produce and sell more cheese, and earn a greater profit. She will use these profits to invest in her business and provide her family with a better life.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $8,094,625
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Babulia to buy a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 18, 2012
Currency Exchange Loss:
Jan 18, 2014