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Tsogjavkhlan, 44 years old, is a widow who lives with her son in Ulaanbaatar, the capital city of Mongolia. The family resides in their own house. Tsogjavkhlan has been working as a manager at a private company and her son gets a single parent pension. Also using her free time, Tsogjavkhlan provides taxi service to local people.

This year’s winter is especially harsh and cold, making people chilly to their core. Tsogjavkhlan and her son are in urgent need of an insulated house. So she is requesting a loan of 1,800,000 MNT to buy a storm door, vacuum windows, and other insulation materials. By doing this, the family can live in comfort and most importantly the insulated house will reduce their consumption of coal significantly, thus contributing to efforts to reduce air pollution.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mongolia

  • $5,900
    Average annual income
  • 2
    View loans »
    Mongolia Loans Fundraising
  • $15,398,050
    Funds lent in using Kiva
  • 1,390.5
    Mongolia Tugriks (MNT) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,300 helped Tsogjavkhlan to buy a storm door, vacuum windows, and insulation materials.
91% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 18, 2012
Currency Exchange Loss:
Jul 17, 2014