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Yvonne
Yvonne sells tomatoes for a living. She is single and is 47 years old. She has two children, who are 22 and 8 years old. Both of her children go to school, and she has four other people under her care. She was born in Rwanda and has completed two years of secondary school.

She joined ACB Ltd. in 2009, but this is actually her first loan. With this loan, she is going to increase the amount of tomatoes that she sells and pay for their delivery to her shop.

An accident or sickness are the only difficulties that may prevent her from repaying the loan. She has a strategy to increase her business capital, and this will help her business grow. Her goal at the start is to become a important merchant in her area. The diversification of products that she sells will allow her to achieve this goal.

For her family, she is going to build a modern house and continue to pay for her children's schooling.
View original language description ↓
Yvonne fait le commerce des tomates. Elle est célibataire âgé de 47 ans. Elle a 2 enfants dont le plus âgé a 22 ans et le moins âgé a 8 ans. Tous ses enfants vont à l’école et a quatre autres personnes en sa charge. Elle est née au Rwanda et son niveau d’éducation est deux ans de l’enseignement secondaire.
Elle a adhéré à ACB Ltd en 2009 et le cycle actuel est le premier pour elle.
Avec ce crédit, elle va augmenter la quantité des tomates qu’elle vend et va assurer leur transport jusqu’à son magasin.
L’accident ou la maladie sont les seules difficultés qui peuvent faire que ce prêt ne soit pas bien remboursé. Elle a une stratégie d’augmenter le capital injecté dans son business, et cela assurera la croissance de son affaire.
Son ambition pour le commerce est de devenir une grande commerçante dans sa région. La diversification des produits qu’elle vend va la permettre d’atteindre cette ambition.
Pour sa famille, elle va construire une maison moderne et va continuer la scolarisation de ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,000
    Average annual income
  • 47
    View loans »
    Rwanda Loans Fundraising
  • $12,349,300
    Funds lent in using Kiva
  • 631.3
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Yvonne to buy tomatoes to resell and to pay for transport costs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 24, 2012
Listed
Dec 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 3, 2013