Fosca, 39, is a hardworking woman who has four children and lives in Kyenjojo, Uganda. Fosca started out growing crops, especially Irish potatoes, and she accumulated capital to open a beer and soda depot. Her business is located on a busy street in her town and basically targets urban clients. She has a personal goal of educating her children and a dream of constructing rental houses for more income generation. Price fluctuation and inflation leading to higher prices affect her customers. Her business goal is to open another outlet. Fosca is requesting a loan to buy beer and sodas to sell.