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Seruling Group
In this Group: Titin, Rapidawati , Musbandiyah , Rini, Dewi
Titin is the leader of the five person group named “Seruling”. They live in the "Jatinegara" village in the east of Jakarta. Titin is a young, 25-year-old mother with two cute children, Cindi, 6 years old, and Bembi, 2 years old. Titin’s husband is unemployed and her mother-in-law lives together with her family now.

Titin has a kiosk in front of her house where she sells some kind of juice and instant drink. She started her business 3 years ago. In a day she can earn income of 100,000 IDR per day. From this business Titin can supply her family needs and buy her children some new clothes.

Titin and the other members of the "Seruling" group are requesting financial support from VisionFund Indonesia for the 2nd time so that they can increase their working capital. Titin will use it to buy fruits, such as guava, mango and strawberry, and bottled mineral water. Also, she plans to buy clothes on credit so she can look out for her children.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 32
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,635.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Seruling Group's $1,050 loan helped a member to buy fruits, such as guava, mango and strawberry, and bottled mineral water.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 17, 2012
Currency Exchange Loss:
Nov 26, 2013