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Khim is 34 years old, and her husband, Rat, is 55 years old. They live in a village approximately 20 kilometers from Phnom Penh City. They have five children – three sons and two daughters. Two of their children are garment workers, one works for a hotel, one attends school, and another is still young.

Khim used to be a garment worker, but she quit to take care of her young child. Her husband's salary and her children's salaries are the family's main sources of income.

Khim is applying for her first Kiva loan in the amount of $1,000 to fill in the land around her house and renovate her home.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 252
    View loans »
    Cambodia Loans Fundraising
  • $38,056,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khim to fill in the land around her house and renovate her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 17, 2012
Currency Exchange Loss:
Nov 17, 2014