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Navy's Group
In this Group: Navy, Yoeng, Ann, Channy
Navy is the leader of Navy's Group. Living in a rural area located in the Moungkul Borey district, where crop farming is a common way to make a living, Navy, 36, is a married, mother of three children who are still in school. The sources of her family’s income are from farming rice, raising pigs, and selling various kinds of fruits. She and her husband have been in these businesses for five years.

This is Navy's fifth loan with Kiva’s partner, VisionFund Cambodia. She successfully used past loans to relieve her family’s financial burden and increase its income. Now, she can earn about KHR 30,000 per day save for the future about KHR 10,000 per day.

With the need to support her business, she formed a group of four (Navy's Group) to request another loan of KHR 1,000,000 each. As the leader, Navy is going to use her portion of the loan to buy more fruits to sell. She hopes to earn more income for her family, so as to make their lives better and to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Navy's Group's $1,000 loan helped a member to buy more fruits to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013