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Merlina lives with her family in the village of Victoria. She is 50 years old and is married with two children.

To make a living, Merlina is engaged in a junk shop business. She usually buys and sells empty bottles, metal, iron and plastic. She has been in this business for twenty years and earns a maximum of PHP 2,000 a day.

In this business, Merlina needs additional capital. Therefore, she is asking for a loan in the amount of PHP 50,000 to buy more plastic, empty bottles and iron to resell to the traders.

In this way, she will improve their standard of living and save some money for emergency purposes.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1806
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Merlina to buy more plastic, empty bottles and iron to resell to the traders.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 19, 2013