Rocío is a young, 36-year-old woman. She is divorced and has two children who live with her and attend school. She is a hard worker who wishes to improve the quality of her life. She has had to struggle in order to offer her children better conditions. Her business is a beauty salon and she does well because of her service, despite the fact that her business is located in the living room of her house. She needs to invest more in her business and to be able to offer more services to her costumers and to enroll in a technical refreshment course on nail decoration. With this loan she will buy equipment for manicure and pedicure as well as supplies such as hair dyes, nail polish and others besides her training.
Rocío es una mujer joven de 36 años de edad, divorciada y tiene dos hijos, los cuales viven con ella y estudian. Es una mujer trabajadora y con deseos de superación. Ha tenido que luchar para salir adelante con sus hijos. Su negocio es una sala de belleza y le va bien por el trato que le da a sus clientes, a pesar de que brinda sus servicios en la sala de su casa. Necesita invertir más en el mismo para ofrecer más técnicas a sus clientas. Además de recibir cursos técnicos para actualizarse en lo que corresponde a pintado de uñas. Con el préstamo va comprar equipo para hacer manicure y pedicure, también materia prima como tintes, pinturas de uñas y otros; y capacitarse.
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In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.