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Deysi Francisca
The communal bank, Virgin of the Sea, gets together every 15 days in the beautiful seaside area of San Mateo in the city of Manta, which is known for its beautiful beaches that are visited year-round by foreign and local tourists. Most of the population depends on the fishing industry and jobs of the sea. It is here that Daysi lives. She is 36 years old, married, and has two children who are 18 and 6 years old. The youngest studies at the local elementary school. Her husband is a fisherman.

Doña Deysi sells sandals, purses, and Yanbal products (beauty products, cosmetics, perfumes, and women's accessories) as a way of making an income to help her husband with the household expenses. She works three days a week for two to three hours per day. She sells her products on credit and charges every eight days. She has more than 11 years of experience, and has retained loyal customers.

This loan is to buy sandals, purses, perfumes, creams, cosmetics, as well as other products. Doña Deysi has been with the communal bank for more than 13 years, and she likes it because the payments are easy to make. Her dream is to have a new boat with which her husband can complete his jobs at sea.
View original language description ↓
El Banco Comunal Virgen Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.

En este lugar vive la señora Daysi, tiene 36 años de edad, está casada y de esta relación tienen dos hijos de 18 y 6 años de edad, el menor estudia en una escuela de la localidad. Su esposo se dedica a la pesca.

Doña Deysi es una muy buena ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de sandalias, carteras y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas diarias, ella deja sus productos a crédito y cobra cada ocho días. Tiene más de 11 años que se dedica a esta actividad por lo cual cuenta con buena clientela.

Este crédito es para comprar sandalias, carteras, perfumes, cremas, cosméticos, entre otros productos. Lleva más de 13 años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener una lancha nueva para que su esposo realice sus faenas de pesca.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Deysi Francisca to buy sandals, purses, perfumes, costmetics, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2013