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Celia Jenny

Update on Celia Jenny

Celia, 43, is a widow and has a son; she lives at home with her father and 15-year-old son in Ventanas, Los Ríos Province. She belongs to the “El Recreo” communal bank located in Recinto San Vicente Las Lomas belonging to Ventanas Canton; this communal bank works in agriculture and animal husbandry.

Celia works in agriculture growing corn and rice and also raises chickens to sell. She’s requesting the loan to buy insecticide, urea, weed killer and chicken feed. With help from the loan she’ll be able to buy everything needed for agriculture. She makes her purchases in Ventanas and her dream is to have the money to provide education for her son and to buy a car for work. In her free time she enjoys reading the newspaper.
View original language description ↓
CELIA tiene 43 años de edad es viuda tiene un hijo, vive en casa con el papá y el hijo de 15 años de edad en Ventanas provincia de los Ríos.

Pertenece a la VRC EL RECREO, se encuentra ubicada en el sector del recinto San Vicente las lomas, Perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

CELIA se dedica a la agricultura a la siembra de maíz, arroz y la cianza de pollos para vender. Solicita el crédito para comprar insecticidas urea, líquido mata maleza y para balenciado de los pollos.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura. Las compras lo hace en Ventanas. El sueño es poder tener dinero para dar la educacion de los hijos y comprar un carro para el trabajo.

En el tiempo libre le gusta leer el periodico.

Previous Loan Details

Celia Jenny, 42, is a widow and has a son. She lives with her father and her 14-year-old son in the city of Ventanas in Los Ríos Province. She’s a member of the “El Recreo” communal bank located in San Vicente Las Lomas belonging to Ventanas Canton. This communal bank is involved in activi... More from Celia Jenny's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $25,045,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Celia Jenny to buy insecticide, weed killing liquid and chicken feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Nov 26, 2012
Dec 17, 2012
Currency Exchange Loss:
Jul 19, 2013