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Jose Julio
Jose Julio is 47 years old. He is in a common-law marriage and has five children. He lives with his partner and their children in the city of Ventanas Provincia de los ríos. He is a member of VRC LA VICTORIA, located in Recinto Pantano, belonging to the canton of Ventanas they work in agriculture and livestock.

Jose Julio grows corn and rice. He shops in the city of Ventanas. He is requesting a loan to buy seeds, urea, fertilizer and insecticide. This loan will help him invest in the purchase of agriculture supplies. The deal is to have another business to get a better income. The challenges they face are infestation and diseases in the plantations.

In his free time he enjoys playing sports.
View original language description ↓
JOSE JULIO tiene 47 años de edad de estado civil uniòn libre tiene cinco hijos, vive con la pareja y con los hijos en la ciudad de Ventanas Provincia de los ríos.

Es integrante de la VRC LA VICTORIA, se encuentra ubicada en el Recinto Pantano, pertenece al Cantón Ventanas se dedican a labores Agrícolas y Pecuarias.

JOSE JULIO se dedica a la siembra de maíz, arroz. Las compras las realizarà en la ciudad de Ventanas. Solicita el crèdito para comprar semillas, urea, fertilizantes, insecticidas.

Con la ayuda del crédito podrá invertir en la compra de los insumos agrìcolas. El negocio es tener un negocio màs para obtener mejores ingresos. Los desafìos a los que se enfrentan son las plagas y enfermedades en las plantaciones.

En el tiempo libre le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Julio to purchase seeds, urea, fertilizer and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 19, 2012
Dec 17, 2012
Currency Exchange Loss:
Dec 21, 2013