Serafina is 48 years old and has three children who are all studying. She makes a living selling food. Her stall can be found in one of the markets in the zone "Plan 3000." This loan is her first loan cycle with the institution. Serafina will use this loan to purchase a freezer which she is missing. She will use it to preserve the drinks, vegetables and meats that she uses to prepare food. The reason she is asking for this loan is because she is lacking the capital to buy a freezer.
Serafina faces the challenges of her business, which include gaining clientele. She will use the benefits of her work to improve the quality of life for her family, since this is the only activity that counts.
La Sra. Serafina tiene 48 años tiene 3 hijos que se encuentran estudiando, ella se dedica a la venta de comida en su puesto de venta se encuentran en uno de los mercados de la zona de Plan 3000, Este préstamo es su primera secuencia dentro de la institución, La Sra. Serafina va a usar este préstamo para la compra de un Frízer que le hace falta para conservar los refrescos, las verduras y carnes para la elaboración de sus comidas, su razón para solicitar este préstamo es la falta de capital para la compra frízer. La Sra. Serafina enfrenta retos en su negocio que son crecer en clientela y va a utilizar los beneficios mejorar la calidad de vida de su familia, ya que esta es la única actividad con la que cuentas.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.