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Enilda Del Carmen

Update on Enilda Del Carmen

Enilda used her Kiva loan to buy much merchandise that she wouldn’t have been able to do so without this resource. Since she gets ready to receive each season with appropriate goods, she’s applying for a new Kiva loan to buy ingredients to bake cakes and other baked goods derived from wheat. She will also buy clothes and shoes, among others.

She sends a very special message to her lenders: “Very grateful for this support that’s so beneficial and decisive for my live and for my only daughter who I dream with seeing become a very successful professional.”
View original language description ↓
Enilda con su credikiva compró mucha mercancía que sin este recurso no hubiera logrado hacerlo. Como en cada temporada se prepara para recibirla con productos apropiados a la época, ella está aplicando a un nuevo credikiva con el cual comprará productos para hacer pasteles y derivados de la harina de trigo, además de ropa, calzado entre otros. Ella envía un mensaje especial a sus financiadores“Muchos agradecimientos por este apoyo tan benéfico y determinante para mi vida y la mi única hija con quien sueño en ver convertido en una profesional muy exitosa. “

Previous Loan Details

Enilda used her previous Kiva loan to do many things: she bought raw materials, sold frozen goods, bought merchandise and a display case that she keeps well-stocked to attract customers to attain her dream of owning a store. She is currently getting ready once again to invest in ingredients to... More from Enilda Del Carmen's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 483
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,797.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Enilda Del Carmen to buy baking supplies, clothes and shoes, among others.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Dec 17, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013
This photo was used before for a previous loan for Enilda Del Carmen. It was first posted on Kiva on Nov, 2011. Learn More