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Janeth
53-year-old Janeth runs a stationery store in her own house, which is located in the town of Soledad where she lives with her family. Christmas and the New Year are very fast approaching and she needs to stock up her store with everything that is needed during this season, so that she can increase her sales as she does every year. Since she knows her business and each season's highest selling time very well, she keeps it well-stocked during each season. She has been doing this since 2008, when she first went into business with a general store. She used to own a hair salon where she provided her customers with beauty and personal image enhancement services. Later on, she gradually observed the market trends and opened the stationery store, which currently meets the demands from her neighborhood and other neighboring areas. She currently needs to stock up her business much more and her working capital is not enough to achieve that. That's the reason why she's requesting a Kiva loan, her first loan with Fundación Mario Santo Domingo. She'll use it to purchase footwear, flip-flops and stationery items. Her main goal is to expand her business. For that reason she works hard from 5 a.m. to 10 p.m., Monday through Sunday, in order to accomplish her dream of seeing her family prosper.
View original language description ↓
Janeth de 53 años de edad tiene una papelería en un punto de su propia casa, ubicada en el municipio de Soledad, donde habita con su familia. Muy pronto llega la navidad y el año nuevo y ella debe tenerla surtida con todo lo que la época requiere para poder incrementar sus ventas, tal como ocurre todos los años.Como conoce muy bien su negocio y los picos de venta de cada temporada ella mantiene su negocio surtido en cada época, desde el año 2008, cuando inició su emprendimiento comercial con una miscelánea; ella anteriormente tenia una peluquería, donde ofrecía servicios de estética y de mejoramiento personal de la imagen de sus clientes, y posteriormente observando el mercado poco a poco creo la papelería, con la cual hoy satisface las necesidades de su barrio y de otros sectores aledaños. En la actualidad su negocio necesita ser surtido mucho más y su capital de trabajo no es suficiente para lograrlo, por eso está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará calzado, chancleta y papelería. Su meta principal es hacer crecer su negocio y por eso se esmera trabajando desde las 5 de la mañana hasta las 10 de la noche, de lunes a domingo con el fin de lograr su sueño de prosperidad familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 190
    View loans »
    Colombia Loans Fundraising
  • $12,876,400
    Funds lent in using Kiva
  • 1,797.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Janeth to purchase footwear, flip-flops and stationery items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2012
Listed
Dec 17, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2013