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Kelly
Kelly is 26 years old and has a hair salon in Barranquilla. It has been 10 years since she learned to do cuts and styles for men and women. She also sells products related to her business, such as beauty products, to do manicures and pedicures. Kelly learned styling because it was a family tradition. Her mother does the same thing and taught her when she was little. Later Kelly took courses to improve her skills and perfect her aptitude. She works another stylist’s home and buys her supplies from a beauty lab. Her dream for the future of her business is to have a place of her own to offer her services and have a distributorship for her beauty products. She works because her greatest desire is to have a home of her own, where she can live with her husband and five year old son and set up her own beauty salon. Her greatest challenges are setting up an effective business and reduce the cost that it requires. She is asking for a Kiva loan and this will be her first loan through Fundación Mario Santo Domingo, which will allow her to buy supplies in quantity for her business. This will reduce her costs and she plans to save a bit more in order to achieve her dream as soon as possible.
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Kelly tiene 26 años de edad y es la propietaria de una peluquera en la ciudad de Barranquilla. Su experiencia data de hace 10 años, cuando aprendió haciendo cortes y peinados de cabellos para damas y caballeros. Ella tambien se dedica a la venta de productos afines a su negocio, como articulos de belleza, productos para hacer manicures y pedicures. Kelly aprendió ser peluquera porque es una tradicion de su familia – su madre se dedica tambien a la misma actividad y la enseñó en su juventud. Después, Kelly hizo cursos para mejorar su conocimiento y perfeccionar su aptitud. Su negocio lo trabaja desde la casa de otro peluquero, y compra a varios laboratorios de belleza. Su sueño para el futuro de su negocio es tener un lugar propio para ofrecer sus servicio y tener una distribuidora de los productos de belleza, para eso trabaja porque su máximo anhelo es tener tener una casa propia, donde puede vivir con su cónyugue e hijo de 5 años, y adecuar en las mejores condiciones de calidad su propio salón de belleza. Sus desafíos mas grandes es organizar efectivamente su negocio y disminuir los gastos que este le genera. En la actualidad está aplicando a un credikiva, primer finaciamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará mas productos de belleza para comercializarlos y como parte de su inventario de insumos para el uso en su negocio; con esta inversión en mayor volumen, disminuíra los costos y planea ahorrar un poco mas, para cumplir su sueño lo mas pronto posible.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 176
    View loans »
    Colombia Loans Fundraising
  • $13,171,600
    Funds lent in using Kiva
  • 1,797.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Kelly to buy supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Dec 18, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013