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Carlos Ernesto
Carlos Ernesto is 35 years old and lives with his life partner and children in a home of his own. He has a metal shop where he makes window sills, doors, and other things and has done so for several years. This has provided him with valuable experience which allows him to earn a greater income. He has many customers because he uses high quality materials, has good prices, and provides excellent service. His customers are always satisfied.

Carlos is an honest, hardworking man with many plans for the future. He believes that one must work hard to have good prospects for the future and has a desire to grow his business. He has requested a loan through INTEGRAL so he can buy iron in quantity. Carlos Ernesto comes with good payment references, is certain that he can get out of debt, and believes that he will also be able to provide his family with a better quality of life.
View original language description ↓
Carlos Ernesto de treinta y cinco años de edad vive junto a su compañera de vida y sus hijos en casa propia. Él se posee un taller de estructuras metálicas donde elabora, balcones para ventana, puertas entre otros, tiene varios años con su trabajo y eso le ha regalado valiosa experiencia que le permite obtener las mejores ganancias, ya tiene mucha clientela, pues la materia prima q utiliza es de primera calidad, los precios por estructura muy accesibles y además con un servicio excelente, sus compradores siempre quedan satisfechos; Carlos es un hombre honrado y muy trabajador, con muchos propósitos a futuro, piensa que para tener éxito, debes trabajar arduamente, el cree en su sueño de hacer crecer su negocio es por eso que le solicita a INTEGRAL un crédito que le permita comprar hierro por mayor. Carlos Ernesto tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez tiene fe que así podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 762
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Carlos Ernesto to buy iron.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 18, 2012
Currency Exchange Loss:
Mar 15, 2013