Update on Juan RonaldRonald is 25 years old, single and doesn’t have any children. He lives with his parents in Ventanas, within the Los Ríos province.
The “EL RECREO” communal bank is located in the San Vincente Las Lomas sector, which is part of the Ventanas settlement. The people in this area are farmers and raise livestock.
Ronald raises corn and rice. He is asking for this loan so that he can buy seeds, urea, weed killers, insecticides and other products.
With the help of this loan he will be able to buy good quality seed and fertilizer, necessary for his crops. He makes his purchases in Ventanas.
His dream is to be healthy and buy a car for work. He likes to play volleyball and spend time with his parents in his spare time.
La VRC EL RECREO, se encuentra ubicada en el sector del recinto San Vicente las lomas, Perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.
RONALD se dedica a la siembra de maíz suave y arroz. Solicita el crédito para comprar semillas, urea, líquidos mata monte, insecticidas, ranger.
Con la ayuda del crédito podrá comprar semilla de buena calidad y los fertilizantes necesarios para los cultivos.
Las compras lo hace en Ventanas. El sueño es tener buena salud y comprar uncarro para el trabajo. En el tiempo libre le gusta jugar boli y pasear con los padres.
Previous Loan DetailsJuan Ronald is 25 years old. He is single, doesn't have any children, and lives with his parents in Ventanas, province of Los Ríos. He belongs to VRC El Recreo, which is located within the precinct of San Vicente de Las Lomas. This small rural community, which belongs to the canton of Ventanas... More from Juan Ronald's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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