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Luis Miguel
Luis Miguel is a single 22-year-old who does not have any children. He lives with his parents in the city of Ventanas, in the province of Los Ríos.

He is a member of the La Victoria Communal Bank, which is located in the rural community of Pantano in the canton of Ventanas. The members earn their livings in the agricultural and fishing industries.

Luis Miguel is a farmer who plants corn and rice. He buys his materials in the city of Ventanas. He is applying for the loan to buy insecticides, urea, weed killer, and Ranger.

With the help of a loan, he will be able to buy fertilizers for the sowing season and increase profits. The challenges that he faces are the sicknesses and plagues that affect crops.

In his free time, he likes to play sports.
View original language description ↓
LUIS MIGUEL tiene 22 años de edad es soltero no tiene hijos, vive con los padres en la ciudad de Ventanas Provincia de los ríos.

Es integrante de la VRC LA VICTORIA, se encuentra ubicada en el Recinto Pantano, pertenece al Cantón Ventanas se dedican a labores Agrícolas y Pecuarias.

LUIS MIGUEL se dedica a la agricultura a la siembra de maíz, arroz. Las compras las realizarla en la ciudad de Ventanas. Solicita el crédito para comprar insecticidas, urea, líquido para la maleza, ranger.

Con la ayuda del crédito podra comprar los fertilizantes para la siembra y mejoraría los ingresos. Los deafíos a los que se enfrenta son las enfermedades, plagas en los cultivos.

En el tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Miguel to buy insecticides, urea, weed killer and Ranger.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 19, 2012
Dec 18, 2012
Currency Exchange Loss:
Dec 21, 2013