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Marleny
Marleny, 34, lives in the city of Barranquilla, on the Caribbean coast of Colombia, where she set up her own business to offer Internet service, photocopies, and telephone calls, and she sells stationery products. Her experience goes back 22 years when she was making a living selling services and merchandise when she was employed as the manager of a boutique.

The idea for the business was her brother's, because her godfather had bought a store and had an empty space for her where she set up her own small-business venture, adapted the space, and bought display cases. She added computers a little at a time and with her brother made them work. Her customers are people from her neighborhood and other areas who know her and come to get the services and products she offers in her business.

Currently she's applying for her second loan from Fundación Mario Santo Domingo, her first Kiva loan. She sells on credit and in cash, but the money she has isn't enough to meet demand in one of the most beautiful seasons. Christmas and New Year are the reason for celebration and the getting together of families who usually spend their money in Marleny's business.

With the previous loan she stocked her business and increased sales. Now she hopes to improve on her past result by taking advantage of demand to invest her Kiva loan in what people need: ink, paper products, Christmas items, pencils, packaged gifts, folders, pens, notebooks, pencils, and sweets--all the products she sells in her store.

Marleny is directing all her efforts into improving her business and, with that, her income. She dreams of having her own house in the future and of benefitting her entire family.
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Marleny tiene 34 años de edad y vive en la ciudad de Barranquilla,Costa Caribe de Colombia, donde emprendió su propio negocio, para ofrecer servicios de Internet, fotocopiaje, llamadas y vender artículos y útiles de papelería. Su experiencia data de hace 22 años, cuando se dedicaba a la venta de servicios y mercancías, trabajando como empleada en una boutique cuyo cargo era el de administradora. La idea para el negocio fue de su hermano, porque su padrino había comprado una tienda y tenía un local vacío para que ella iniciara su negocio. Allí Marleny emprendió su propia aventura emprendedora, adecuó el local y compró las vitrinas, y poco a poco agregó computadores, y con su hermano lo pusieron a funcionar. Sus clientes son personas de su barrio y de otros sectores que ya la reconocen y se acercan a obtener los servicios y productos que ofrece en su punto comercial; En la actualidad está aplicando a su segundo financiamiento con la Fundación Mario Santo Domingo, primer financiamiento que solicita a Kiva, pues como vende a crédito y de contado, el dinero con el que cuenta, no es suficiente para lograr responder a su demanda, en una de las temporadas mas hermosas, donde las navidades y el año nuevo son el motivo de celebración y de unidad de las familias que usualmente gastan sus dineros en el negocio de Marleny. Con el anterior préstamo, ella pudo surtir mas el negocio e incrementar las ventas. Ahora ella espera superar ese resultado pasado, aprovechando la demanda y mediante la inversión de su credikiva, en lo que la gente necesita: tinta, papelería, artículos navideños, lápiz, esferos, regalos empacados, carpetas, bolígrafos, libretas, lapices y dulces, que son todos los productos que ella vende en su local etc. Marleny está dirigiendo todos sus esfuerzos al mejoramiento de su negocio y con ello de sus ingresos, pues sueña mas adelante adquirir su casa propia y beneficiar a toda su familia. .

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 510
    View loans »
    Colombia Loans Fundraising
  • $14,967,675
    Funds lent in using Kiva
  • 1,797.0
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,400 helped Marleny to buy ink, paper products, notebooks, and pens.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Dec 18, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 28, 2014