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Ernesto Isabel
Ernesto Isabel, 43, lives with his life partner and child in his own house. He has a metal shop where he makes bases for mosquito netting, window balconies, doors, and other metal structures. He has done this work for several years, which has given him valuable experience that allows him to get the best profits. He knows it's a very profitable business and he already has a lot of customers because his supplies are top quality, the prices per structure affordable, and the service excellent. His buyers are always satisfied.

Ernesto's an honest and very hardworking man with many goals for the future. He thinks that to be successful you should know what you're doing and like and believe in what you're doing.

He believes in his dream of making his business grow, so he's asking Integral for a loan to buy iron wholesale.

Ernesto Isabel has a good payment record and impeccable morals. He is certain he'll be able to pay back the debt and hopes he'll also be able to give his family a better quality of life.
View original language description ↓
Ernesto Isabel de cuarenta y tres años de edad vive junto a su compañera de vida y su hijo en casa propia. Él se posee un taller de estructuras metálicas donde elabora bases para mosquitero, balcones para ventana, puertas entre otros, tiene varios años con su trabajo y eso le ha regalado valiosa experiencia que le permite obtener las mejores ganancias, sabe que es un negocio muy rentable y ya tiene mucha clientela, pues la materia prima es de primera calidad los precios por estructura muy accesibles y además con un servicio excelente, sus compradores siempre quedan satisfechos; Ernesto es un hombre honrado y muy trabajador, con muchos propósitos a futuro, piensa que para tener éxito, debes saber qué estás haciendo, te debe gustar lo que estás haciendo y creer en lo que estás haciendo, el cree en su sueño de hacer crecer su negocio es por eso que le solicita a INTEGRAL un crédito que le permita comprar hierro por mayor. Ernesto Isabel tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene la esperanza que así podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 660
    View loans »
    El Salvador Loans Fundraising
  • $26,150,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ernesto Isabel to buy iron wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 17, 2012
Currency Exchange Loss:
Apr 18, 2013