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Genévierve is a 49-year-old woman who is divorced and the mother of 2 children aged 26 and 28. She is also responsible for 3 other people. She is a small trader and has been selling seasonal fresh food (tomatoes, aubergines, peppers and green condiments) retail at a local market for 15 years. She knows the suppliers well and knows the customers that she has acquired over time, thanks to her experience in her line of work, very well. Unfortunately, she suffers from constant inventory shortages because she is forced to sell all of her stock before she can buy new produce, due to her limited capital.

She would like to increase her stock of crates of tomatoes, which would enable her to better satisfy the constant demand of her customers and to avoid stock shortages. She will save her profits so that she can not only expand her business, but also meet the needs of her family.
Genévierve est une femme de 49 ans divorcée mère de 2 enfants de 26 et 28 ans . elle a aussi 3 autres personnes à sa charge. Elle est commerçante et fait la vente en détail des vivres frais( tomate, obergines, poivrons et condiments verts) en fonction des saisons dans un marché de la place depuis 15 ans. Elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constemment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaiterai augmenter son stock de cajots de tomates pour avoir un bon stocks ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,191,350
    Funds lent in using Kiva
  • 498.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Génevierve to increase her inventory of tomatoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 17, 2012
Currency Exchange Loss:
Sep 17, 2013