Rodah is aged 35 years and a farmer in Kisii county, Kenya, where she lives with her husband and five children. Four of the children are still schooling. Rodah has been in farming for the past five years, producing bananas, maize, beans, sugarcane and vegetables. She sells the produce at the local market in her area, and she sells second-hand clothes as an additional source of income.
She is requesting a 30,000 KES loan from Juhudi kilimo to purchase a dairy cow, which will help her get more milk and hence extra income. The purchase will help her improve her livelihood and pay for her children's schooling. Rodah aspires to have doubled her farm output in the next five years.
Natural calamities, poor roads, and lack of readily available markets are her major challenges in farming. Rodah is grateful to Juhudi kilimo for funding her with the loan.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.