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Gulmiyra is 53 years old and is married with four children. In search of a source of income for her family, Gulmiyra started her business in livestock and agriculture six years ago with the stating sum of 50,000 som (KGS). Thanks to her hard work, her farm and livestock now bring in about 5,000 KGS per month from the sale of milk and dairy products. The income from her business allows Gulmiyra to provide for the needs of her family. For the future development of her business, Gulmiyra has turned to Bai Tushum and Partners for a loan of 70,000 som (KGS) to buy horses for resale. Gulmiyra plans to use this income to improve her living conditions and to marry off her daughter in the near future.
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Гульмийре 53 года, замужем, имеет 4 детей. В поисках источника финансирования для своей семьи, 6 лет назад Гульмийра начала свой бизнес в животноводстве и полеводстве со стартовой суммой 50,000 сом (KGS). Благодаря упорному труду Гульмийры, на сегодня ее хозяйство со скотом приносит около 5,000 KGS в месяц от продажи молока и молочных продуктов. Доходы от бизнес – деятельности позволяют Гульмийре оплачивать повседневные нужды семьи. Для дальнейшего расширения своего бизнеса, Гульмийра обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку лошадей. Для последующей реализации. Доходы Гульмийра планирует вложить в дальнейшее увеличение своего хозяйства и в ближайшем будущем планирует выдать замуж дочь.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gulmiyra to purchase horses.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 18, 2012
Currency Exchange Loss:
Jun 17, 2014